Fixed Annuity Information

We offer innovative and safe fixed annuity products that can help you
accumulate savings for retirement or convert your retirement savings into a
series of guaranteed income payments spread out over a specified period of
time. An annuity offers unique benefits such as tax deferral, flexible payout
options, penalty-free withdrawals, and can also help to dramatically reduce the
chances of outliving your savings

Guaranteed Income

An annuity can provide you with a guaranteed lifetime income regardless of
how long you live. No other investment product can provide such a
guarantee.

Unlimited Contributions

Unlike other tax-advantaged investments such as IRAs, you can contribute
an unlimited amount of money to an annuity during the year, whether in
periodic installments or a lump sum. Individual insurance carriers may place
a ceiling on the total amount you can put into an annuity without approval.

Bonus Rates

Some fixed annuities award investors with bonuses at the end of the
annuity's first year such as extra interest that further increases your
investment.

No-Penalty Rollovers

Company pension or profit-sharing plan payouts may be reinvested without
incurring current taxes or penalties.

No probate in case of death, as long as you specify beneficiaries.

Which means your family will find it easier and less costly to obtain the
value of the annuity.

Shelter Investment Earnings

Retired people can use annuities to shelter investment earnings that would
otherwise lead to taxation of Social Security benefits.

Click on the link below to fill out a contact form for receiving more
information about these fixed annuity products. Or you can speak with our
Fixed Annuity Specialist toll free at 1-877-730-4678 or locally at

(651) 730-6666 to discuss the features in detail.

We are your local St. Paul, Minnesota insurance agency, offering
experienced fixed annuity product services in the following Twin Cities
area towns and counties: Minneapolis, Bloomington, Roseville,
Maplewood, North St. Paul, Oakdale, Woodbury, Cottage Grove, South
St. Paul, Inver Grove Heights, Eagan, West St. Paul, Richfield,
Burnsville, Edina, Lilydale, Mendota Heights, St. Paul Park, Lake
Elmo, Newport, Cedar Grove, Savage, Shakopee, Eden Prairie,
Minnetonka, Hopkins, St. Louis Park, Plymouth, Golden Valley,
Columbia Heights, New Hope, Crystal, Robbinsdale, Brooklyn Center,
Fridley, New Brighton, Maple Grove, St. Anthony, Arfen Hills,
Shoreview, Vadnais Heights, Little Canada, White Bear Lake,
Mahtomedi, Grant, Bellaire, North Oaks, Gem Lake, Mounds View,
Lino Lakes, Blaine, Coon Rapids, Spring Lake Park, Lexington, Afton,
Lakeland, Bayport, Stillwater, Apple Valley, Andover, St. Cloud,
Mankato, Rochester, Duluth, Anoka, Champlin, Andover, Oak Grove,
St. Michael, Hanover, Scandia, Forest Lake, Wyoming, Rosemount,
Hastings, Vermillon, Coates, Ramsey County, Hennepin County,
Dakota County, Anoka County, and Washington County, MN. We also
offer insurance and fixed annuity product services in the remainder of
Minnesota and throughout Wisconsin.