We are your local St. Paul, Minnesota insurance agency, offering
affordable Long Term Care Insurance policy premiums in the following
Twin Cities area towns and counties: Minneapolis, Bloomington,
Roseville, Maplewood, North St. Paul, Oakdale, Woodbury, Cottage
Grove, South St. Paul, Inver Grove Heights, Eagan, West St. Paul,
Richfield, Burnsville, Edina, Lilydale, Mendota Heights, St. Paul Park,
Lake Elmo, Newport, Cedar Grove, Savage, Shakopee, Eden Prairie,
Minnetonka, Hopkins, St. Louis Park, Plymouth, Golden Valley,
Columbia Heights, New Hope, Crystal, Robbinsdale, Brooklyn Center,
Fridley, New Brighton, Maple Grove, St. Anthony, Arfen Hills,
Shoreview, Vadnais Heights, Little Canada, White Bear Lake,
Mahtomedi, Grant, Bellaire, North Oaks, Gem Lake, Mounds View,
Lino Lakes, Blaine, Coon Rapids, Spring Lake Park, Lexington, Afton,
Lakeland, Bayport, Stillwater, Apple Valley, Andover, St. Cloud,
Mankato, Rochester, Duluth, Anoka, Champlin, Andover, Oak Grove,
St. Michael, Hanover, Scandia, Forest Lake, Wyoming, Rosemount,
Hastings, Vermillon, Coates, Ramsey County, Hennepin County,
Dakota County, Anoka County, and Washington County, MN. We also
offer long term care insurance services in the remainder of Minnesota
and throughout Wisconsin.
Proudly serving all of Minnesota
and Wisconsin for over a decade!
St Paul, Minnesota
Baecker Insurance Agency, Inc.
373 Pedersen Street, Suite 104
St. Paul, Minnesota 55119
Ramsey County, MN
(651) 730-6666
Toll Free: 1-877-730-4678
Copyright 2005 - 2008 Baecker Insurance Agency, Inc. - All rights reserved
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More Information on Long Term Care Insurance for
Minnesota Residents
Click on the link below to fill out a quote request form for a Long Term
Care Insurance policy that will provide excellent insurance coverage for
you at an affordable cost. Or speak with our Long Term Care Insurance
agent specialist toll free at 1-877-730-4678 or locally at (651) 730-6666
to discuss the features.
(also Wisconsin)
Long Term Care Insurance Features - Minnesota (also Wisconsin)
In choosing a long term care insurance policy you should look for the
features listed below.
Stable Premiums: Premiums that will not be influenced by any change in
your age or health, and will not change during the life of the policy. Insurance
companies do reserve the right to change rates on a statewide basis.

Guaranteed Renewable: The insurance company can't cancel the long
term care insurance policy unless you fail to pay the premium.
Covers Mental Conditions: Covers mental and nervous conditions due
to any organic brain disease, including Alzheimer's Disease.

Exclusions: Exclusions should be minimal and should not adversely affect
your stated insurance protection goals.
No Pre-Existing Conditions: All previous medical history admitted on
the long term care insurance application and is approved for a policy, is of
no consequence in the future.
Waiver of Premium: The insurance company allows you to stop paying
premiums once you've begun receiving benefits. There can be waiting
periods of up to 90 days before this waiver takes effect, and it may not be
available when home health care is purchased.
A long term care insurance specialist with Baecker Insurance Agency
will assist you in deciding which type of policy will work best for your
needs.
**The information, pictures, and other content in this website about
particular insurance services is only provided for informational
purposes. Any decisions regarding your insurance needs should be
discussed with a licensed insurance agent.
Long Term Care Insurance Specialists