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Minnesota Boat Insurance Information
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The value of quality boat insurance often doesn't become apparent until you
really need it. Whether it's a minor dent or a more substantial accident, it pays to have Minnesota boat insurance coverage you can count on. |
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Let our experienced Minnesota boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choose from. We offer affordable boat insurance policies from a leader in the insurance industry. |
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Learn more about Minnesota Boat
Insurance coverage options below! |
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Click on the link below to fill out a quote request form for a Minnesota Boat
Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you can speak with our Minnesota Boat Insurance agent specialist toll free at 1-877-730-4678 or locally at (651) 730-6666 to discuss the policy features in more detail. |
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We are a St. Paul, MN insurance agency offering affordable Minnesota Boat
Insurance policy premiums in the following Twin Cities area towns and counties: Minneapolis, Bloomington, Roseville, Maplewood, North St. Paul, Oakdale, Woodbury, Cottage Grove, South St. Paul, Inver Grove Heights, Eagan, West St. Paul, Richfield, Burnsville, Edina, Lilydale, Mendota Heights, St. Paul Park, Lake Elmo, Newport, Cedar Grove, Savage, Shakopee, Eden Prairie, Minnetonka, Hopkins, St. Louis Park, Plymouth, Golden Valley, Columbia Heights, New Hope, Crystal, Robbinsdale, Brooklyn Center, Fridley, New Brighton, Maple Grove, St. Anthony, Arfen Hills, Shoreview, Vadnais Heights, Little Canada, White Bear Lake, Mahtomedi, Grant, Bellaire, North Oaks, Gem Lake, Mounds View, Lino Lakes, Blaine, Coon Rapids, Spring Lake Park, Lexington, Afton, Lakeland, Bayport, Stillwater, Apple Valley, Andover, St. Cloud, Mankato, Rochester, Duluth, Anoka, Champlin, Andover, Oak Grove, St. Michael, Hanover, Scandia, Forest Lake, Wyoming, Rosemount, Hastings, Vermillon, Coates, Ramsey County, Hennepin County, Dakota County, Anoka County, and Washington County, MN. We also offer affordable boat insurance coverages in the remainder of Minnesota and throughout Wisconsin. |
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Proudly serving all of Minnesota
and Wisconsin for over a decade! |
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Baecker Insurance Agency, Inc.
373 Pedersen Street, Suite 104
St. Paul, Minnesota 55119
Ramsey County, MN
(651) 730-6666
Toll Free: 1-877-730-4678
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Copyright 2008 - 2010 Baecker Insurance Agency, Inc. - All rights reserved
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Website Built & Maintained by InsuranceWebsiteServices.com
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Minnesota Boat Insurance FAQ
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Covers damage caused to the owners boat from a collision caused by
another boat, vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the boat insurance policy. |
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(also Wisconsin)
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(also Wisconsin)
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Covers damage caused to the insured's boat (your boat) from risks such as theft, fire, falling
objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the boat insurance policy. |
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Minnesota Boat Insurance FAQ
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(also Wisconsin)
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Minnesota Boat Insurance FAQ
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Injuries that insured (you) cause to someone else is covered under this part of a boat
insurance policy. Minnesota has minimum liability insurance coverage requirements. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums required by Minnesota law. |
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30/60/10 30=$30,000 - 60=$60,000 - 10=$10,000 (Minnesota Minimums)
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. |
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Bodily Injury Liability
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Property Damage Liability
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Example of Liability limits:
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(also Wisconsin)
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Minnesota Boat Insurance FAQ
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Medical Payments Coverage covers the cost of necessary medical care provided to
you as a result of a boating accident and applies no matter who is at fault. The coverage covers persons in your boat, named policy holder for personal watercraft, and will pay for injuries caused while water-skiing or tubing. |
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80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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(also Wisconsin)
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Minnesota Boat Insurance FAQ
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25/50 25=$25,000 - 50=$50,000 (Minnesota Minimums)
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.
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Example of Uninsured limits:
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(also Wisconsin)
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no liability insurance. This is required for Boat Insurance in Minnesota. Minnesota's minimum uninsured insurance coverage requirements are 25/50 and is explained in detail below. Contact us toll free at 1-877-730-4678 or locally at (651) 730-6666 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Boat
Insurance
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Boat Insurance Specialists
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