Minnesota Long Term Care Insurance

Although people are generally living longer, many are requiring assistance in
their later years. Long term care services can be provided in your home, in
an assisted living facility or in a nursing home. In many cases the family is
no longer able to provide such care around the clock. Family members may
not live nearby, they may have other pressing family commitments, or simply
can't get the time off from work or away from the home.

According to recent data, 48.6% of people age 65 and older may spend some
time in a nursing home and 71.8% of people age 65 and older may use some
form of home health care.

Some people can pay the bill out of pocket, others will qualify for Medicaid
(welfare), but most of us will fall somewhere in the middle. A Long Term
Care insurance policy can help protect your assets from the rising cost of
care.

Long Term Care insurance is often referred to as "asset protection."
Individuals need to have assets worth protecting in order to justify the
purchase of a policy. If you are able to pay Long Term Care insurance
premiums without having to change your lifestyle - you should transfer that
risk to the insurance company.

We are your local St. Paul, Minnesota insurance agency, offering
affordable Long Term Care Insurance policy premiums in the following
Twin Cities area towns and counties: Minneapolis, Bloomington,
Roseville, Maplewood, North St. Paul, Oakdale, Woodbury, Cottage
Grove, South St. Paul, Inver Grove Heights, Eagan, West St. Paul,
Richfield, Burnsville, Edina, Lilydale, Mendota Heights, St. Paul Park,
Lake Elmo, Newport, Cedar Grove, Savage, Shakopee, Eden Prairie,
Minnetonka, Hopkins, St. Louis Park, Plymouth, Golden Valley, Columbia
Heights, New Hope, Crystal, Robbinsdale, Brooklyn Center, Fridley, New
Brighton, Maple Grove, St. Anthony, Arfen Hills, Shoreview, Vadnais
Heights, Little Canada, White Bear Lake, Mahtomedi, Grant, Bellaire,
North Oaks, Gem Lake, Mounds View, Lino Lakes, Blaine, Coon Rapids,
Spring Lake Park, Lexington, Afton, Lakeland, Bayport, Stillwater, Apple
Valley, Andover, St. Cloud, Mankato, Rochester, Duluth, Anoka,
Champlin, Andover, Oak Grove, St. Michael, Hanover, Scandia, Forest
Lake, Wyoming, Rosemount, Hastings, Vermillon, Coates, Ramsey
County, Hennepin County, Dakota County, Anoka County, and
Washington County, MN. We also offer long term care insurance
services in the remainder of Minnesota and throughout Wisconsin.

Proudly serving all of Minnesota
and Wisconsin for over a decade!

Baecker Insurance Agency, Inc.

373 Pedersen Street, Suite 104

St. Paul, Minnesota 55119

Ramsey County, MN

(651) 730-6666

Toll Free: 1-877-730-4678

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Three Types of Long Term Care Insurance Policies

Facility Only: Will pay benefits for care in a nursing home, assisted living
facility or board and care facility. It's the most basic policy but often the
most needed type.

Home Health Care: Will pay benefits for care in your home, but not in
a facility. The preferred policy when a home health care situation is
possible.

Comprehensive: Will pay benefits for care in your home or in a facility.
This is the preferred type of plan (policy) because of it's flexibility, but is
also the most expensive.

A long term care insurance specialist with Baecker Insurance Agency
will assist you in deciding which type of policy will work best for your
needs.

More Information on Long Term Care Insurance for Minnesota
Residents

Click on the link below to fill out a quote request form for a Long Term
Care Insurance policy that will provide excellent insurance coverage for
you at an affordable cost. Or you can speak with our Minnesota Long
Term Care Insurance Agent specialist toll free at 1-877-730-4678 or
locally at (651) 730-6666 to discuss the features.

**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed with
a licensed insurance agent.

Long

Term Care
Insurance

Long Term Care Insurance Specialists