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Minnesota Motorcycle Insurance
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The value of good motorcycle insurance often doesn't become apparent until
you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Minnesota Motorcycle Insurance policy specialist explain
the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
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Learn more about Minnesota Motorcycle
Insurance policy coverage options below! |
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Click on the link below to fill out a quote request form for a Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Minnesota Motorcycle Insurance agent specialist toll free at 1-877-730-4678 or locally at (651) 730-6666 to discuss the features. |
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We are your local St. Paul, MN insurance agency, offering affordable Minnesota Motorcycle
Insurance policy premiums in the following Twin Cities area towns and counties: Minneapolis, Bloomington, Roseville, Maplewood, North St. Paul, Oakdale, Woodbury, Cottage Grove, South St. Paul, Inver Grove Heights, Eagan, West St. Paul, Richfield, Burnsville, Edina, Lilydale, Mendota Heights, St. Paul Park, Lake Elmo, Newport, Cedar Grove, Savage, Shakopee, Eden Prairie, Minnetonka, Hopkins, St. Louis Park, Plymouth, Golden Valley, Columbia Heights, New Hope, Crystal, Robbinsdale, Brooklyn Center, Fridley, New Brighton, Maple Grove, St. Anthony, Arfen Hills, Shoreview, Vadnais Heights, Little Canada, White Bear Lake, Mahtomedi, Grant, Bellaire, North Oaks, Gem Lake, Mounds View, Lino Lakes, Blaine, Coon Rapids, Spring Lake Park, Lexington, Afton, Lakeland, Bayport, Stillwater, Apple Valley, Andover, St. Cloud, Mankato, Rochester, Duluth, Anoka, Champlin, Andover, Oak Grove, St. Michael, Hanover, Scandia, Forest Lake, Wyoming, Rosemount, Hastings, Vermillon, Coates, Ramsey County, Hennepin County, Dakota County, Anoka County, and Washington County, MN. We also offer motorcycle insurance coverages in the remainder of Minnesota and throughout Wisconsin. |
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25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Covers damage caused to the owners motorcycle from a collision caused by another vehicle or
other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Minnesota Motorcycle Insurance policy. |
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Minnesota Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Minnesota Motorcycle Insurance policy. |
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Minnesota Motorcycle Insurance FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a motorcycle
insurance policy. Minnesota's minimum liability insurance coverage requirements are 30/60/10 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums required by Minnesota law. Contact us toll free at 1-877-730-4678 or locally at (651) 730-6666 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Liability limits explanation:
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30/60/10 30=$30,000 - 60=$60,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a motorcycle, car,
fence, or house, is covered through property damage motorcycle insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. |
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Minnesota Motorcycle Insurance FAQ
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Benefits Provided:
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80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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Minnesota Motorcycle Insurance FAQ
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Minnesota requires "no-fault" motorcycle insurance coverage. This coverage pays
medical bills for injuries suffered in a motorcycle accident regardless of who caused the accident. |
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Minnesota Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Minnesota Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no auto or motorcycle liability insurance. This is required for Motorcycle Insurance in Minnesota. Minnesota's minimum uninsured motorist insurance coverage requirements are 25/50 and is explained in detail below. Contact us toll free at 1-877-730-4678 or locally at (651) 730-6666 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle liability insurance,
but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a driver who has insufficient
auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Minnesota. |
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This type of motorcycle insurance coverage pays for your medical expenses, lost wages, and
other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is required motorcycle insurance coverage in Minnesota and the minimums are 25/50 or $25,000 / $50,000. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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Minnesota Motorcycle Insurance FAQ
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Click on the link below to fill out a quote request form for a Motorcycle Insurance policy that will
provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with one of our Minnesota Motorcycle Insurance agent specialist toll free at 1-877-730-4678 or locally at (651) 730-6666 to discuss the features. |
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Medical payments coverage pays for the medical and funeral expenses for you or others hurt or
killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. |
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(also Wisconsin)
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(also Wisconsin)
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Proudly serving all of Minnesota
and Wisconsin for over a decade! |
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Baecker Insurance Agency, Inc.
373 Pedersen Street, Suite 104
St. Paul, Minnesota 55119
Ramsey County, MN
(651) 730-6666
Toll Free: 1-877-730-4678
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Copyright 2005 - 2008 Baecker Insurance Agency, Inc. - All rights reserved
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Site Built & Maintained by InsuranceWebsiteServices.com
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(also Wisconsin)
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(also Wisconsin)
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(also Wisconsin)
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(also Wisconsin)
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(also Wisconsin)
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(also Wisconsin)
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(also Wisconsin)
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Motorcycle
Insurance
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Motorcycle Insurance Specialists
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